Why Is the US Life Insurance Observing Falling Sales? | Best …

January 1, 2010 — nexam1

LIMRA International have said this is the greatest decline since 1942 over the last six months for US life insurance. Stock connected investments such as.

SourcedFrom Sourced from: Group Life Insurance

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Survey: Life insurance one of safer financial products available

November 4, 2009 — nexam1

Traditional life insurance protection is an essential safety net to many consumers, with two-thirds of those surveyed indicating that it is one of the safer financial products available today, new …   Read → Survey: Life insurance one of safer financial products available originally reported at IFAwebnews.com

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Women receive more life insurance benefits than men, survey says

October 14, 2009 — nexam1

A gender gap exists in the amount of life insurance benefits received by men and women after the death of a spouse, according to a survey by MetLife.

SourcedFrom Sourced from: Group Life Insurance

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New Paper Evaluates Current State of Insurance Regulation and Its Future

August 27, 2009 — nexam1

The current state of the financial services industries and the role of the federal government in regulating these industries, including the insurance sector, continues to be a matter of debate in …

SourcedFrom Sourced from: Insurance Journal

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Life Insurance Quotes

August 19, 2009 — nexam1

Life insurance has always evoked a lot of emotion.  Here are a few quotations from people born in the 1800’s.  Have any of your own you’d like to add?

“Fun is like life insurance; the older you get, the more it costs.”

Kin Hubbard quotes (American Humorist and Writer, 1868-1930)

“Asking Europe to disarm is like asking a man in Chicago to give up his life insurance.”

Will Rogers quotes (American entertainer, famous for his pithy and homespun humour, 1879-1935)

“I detest life-insurance agents; they always argue that I shall some day die, which is not so”

Stephen Leacock quotes (Canadian humorist, 1869-1944)

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Lifeinsurancenoexam.biz Sponsors $100 “Why Life Insurance” Writing Contest

August 16, 2009 — nexam1

Lifeinsurancenoexam.biz announces its  “Why Life Insurance” Writing Contest to run through September 30th, 2009.

Life insurance is considered a necessity in today’s world by most financial experts. After all, what would happen to your family if you pass away and they no longer had your income for support?  In most cases it would mean economic disaster.  But merely explaining the need is not nearly as compelling as a real life example. That’s why Lifeinsurancenoexam.biz is sponsoring the “Why Life Insurance” Writing Contest.

Just describe how life insurance has impacted the lives of family, friends, or clients.  It can be any length.  Short is fine; the entries will be judged on how compelling the story is.  The winner will receive $100 through PayPal and their winning entry published on lifeinsurancenoexam.biz/blog.

Rules:

1. Entry must be posted on another blog or website.

2. Entry must begin with the following and include the 2 anchor links. “Lifeinsurancenoexam.biz has asked the following – How has life insurance impacted the lives of family, friends, or clients?  Here is my story:”

3.  Enter by emailing info@lifeinsurancenoexam.biz with notice of your entry posting and url.

4. You may enter as often as you like.

5. Deadline is midnight, September 30, 2009

6. Entrants give permission to http://lifeinsurancenoexam.biz to use and reprint entries on their website and any other promotional materials.

7.  Judges decision is final.

Please contact info@lifeinsurancenoexam.biz with any questions.  Lifeinsurancenoexam.biz gives free, online life insurance quotes.  Get instant term life insurance or whole life insurance without an exam.

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The Cold Hard Facts About Pre-Existing Conditions

August 14, 2009 — nexam1

Imagine yourself shopping for car insurance. Would you allow yourself to enter a risk pool where the other members could forgo premium until they had a severe accident and then secure covereage to retroactively cover the damage while you and others paid your premium continuously? Seems a bit unfair, eh? Not too mention that no one would bother paying premium regularly if that was not necessary to secure coverage. And just think what the premium increases would be like in such a risk pool. Brutal. Now imagine Life insurance which can be purchased for someone after they had died or fire insurance after the house was smoldering in ashes. Think those policies would be cheap? Would responsible individuals who wanted to insure against future loss sign on to be part of this risk pool? Insurance is designed to protect against an unforseen future loss. Forcing an insurer to cover a loss which has already taken place is welfare as John Stossell points out in this article. We have a very imperfect health insurance …

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Lengthy underwriting can cause premium rates to go up

August 5, 2009 — nexam1

When you read the June 9, 2009 Wall Street Journal article, Insurers Raise the Premiums on Term Life, there’s a perfect example of what can happen when medical exams delay the underwriting process.

Steve Johnson, a 51-year-old business consultant in Lilburn, Ga., was trying to beat an impending price increase when he rushed in his application to online insurance broker AccuQuote.com for a new $500,000, 10-year term life policy from ING Groep NV’s ReliaStar Life Insurance Co. in April.  But a series of canceled appointments delayed the necessary medical exam by several weeks, Mr. Johnson says. In the end, his application arrived a day late, and his annual premium rose to $864 from the $744 he had been quoted.

Don’t let this happen to you!  Expedite  your underwriting  by making sure you have all medical records sent promptly from your physicians and be sure to quickly schedule and NOT cancel the medical exam!

You can get life insurance instantly by applying online at lifeinsurancenoexam.biz.  It’s a free online quote and application site.  There’s NO medical exam! Just answer a few yes/no questions and if approved, you’ll be instantly covered within minutes!

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Consumer Reports: 73% Happy with Their Home Insurance Company

August 5, 2009 — nexam1

A new Consumer Reports’ survey of homeowner insurance customers found some good news, especially for people with decent credit and claims history. Lots of consumers are finding lower prices. More …

SourcedFrom Sourced from: Insurance Journal

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